REGULAR ACCOUNTS

 1^ST   OF MONTH     BILLS MAILED

17^TH  OF MONTH       PAYMENT DUE

18^TH  OF MONTH       $5 LATE CHARGE APPLIED

END OF MONTH          PAYMENT DUE

DELINQUENT ACCOUNTS

 1^ST OF MONTH         $10 CAUTION NOTICE

12^TH OF MONTH        $20 RED TAG CUT-OFF NOTICE  *

23^RD OF MONTH        CUT-OFF

*Note that the RED TAG penalty would not have been

reflected on the last end-of-month statement.

It would be wise not to wait to the very last day.  Once the Caution Notice or

the Red Tag Notice is delivered, the penalty charge will stand..